Free Kasasa Cash®
Earn high interest and refunds on your ATM fees.*
Enjoy a premium banking experience with Kasasa Cash® at South Side Bank — earn up to 2.50% APY* every month while getting all the friendly service you’d expect from a local bank.
And the rewards don’t stop there — you’ll also get refunds on your ATM fees, nationwide. That way every ATM becomes your ATM. Link your account to a free Kasasa Saver® to make saving easy. Visit us to open your accounts in minutes.
- Free Checking that pays high interest
- 2.50% APY* on balances up to $10,000
- 2.50% to 0.10% APY on balances over $10,000 depending on balances in account*
- 0.01% APY* if qualifications are not met
- Refunds on ATM fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free Online Banking
- Free Online Bill Pay*
- Free eStatements*
- Free Mobile Banking
- Free Telephone Banking
- Unlimited check writing
- $50 minimum deposit to open
Enrollment in online banking and receipt of electronic statements are condition(s) of these accounts.
Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: (1) Kasasa Cash: Balances up to $10,000 receive APY* of 2.50%; and balances over $10,000 earn 0.10% interest rate on the portion of balance over $10,000, resulting in a range from 2.50% to 0.10% APY* depending on the account’s balance; (2) Kasasa Saver: Balances up to $10,000 receive APY* of 0.50% and balances over $10,000 earn 0.10% interest rate on the portion of balance over $10,000 resulting in a range from 0.50% to 0.10% APY* depending on the account’s balance and (3) ATM Fee Reimbursements: You will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met ATM fees are not refunded and all balances in your Kasasa Cash account and in your Kasasa Saver account earn 0.01% APY*. The interest earned in your Kasasa Cash account is automatically transferred to your Kasasa Saver account. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of Statement Cycle and then automatically transferred to your Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $10,000 in your Kasasa Cash account receive a non-compounding APY of 2.47%; and balances over $10,000 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in a non-compounding range from 2.47% to 0.10% APY depending on the account’s balance. When your Kasasa Cash qualifications are not met, all balances in the Kasasa Cash account earn a non-compounding APY of 0.01%. APY = Annual Percentage Yield. APYs accurate as of 04/15/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Rewards may vary by account. $50 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of these accounts. Failure to enroll in e-Statements within sixty (60) days of account opening will result in accounts being reclassified as an Eagle Economy and Eagle’s Nest. Online Bill Pay is free if at least one bill is paid per (calendar) month, otherwise a fee of $6.95 per month will apply.Limit 1 account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Comparison Source: Interest Checking, FDIC 04/15/16 http://www.fdic.gov/regulations/resources/rates/. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa Ltd., registered in the U.S.A. Member FDIC.