Deposit Products

For over 80 years, South Side Bank has serviced its customers' financial needs through a wide variety of products and services. We pride ourselves in the personal attention we offer to customers who desire to save money. Our selection of Deposit Products is sure to include a perfect match for each individual need.

We have Customer Service Representatives at each of our 13 convenient locations eager to assist you in opening any of the following accounts. They can also give you our current Annual Percentage Yield (APY) and fee schedule. Each depositor insured to at least $250,000.00 by the FDIC.

Eagle Budget
Minimum to Open	$100.00
Interest Rate	None
Monthly Service Fee	None
Benefits	No need to maintain minimum balance Unlimited Check Writing Privileges Express Check Card Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Online Bill Pay - No stamps, Less paper Overdraft Protection options provided through your savings, home equity line of credit or South Side Bank credit card Check Safekeeping Statement – One free check copy per month, $5.00 each additional copy No Annual Fee VISA® (subject to credit approval) Internet Bill Pay is free if you have a South Side Bank loan or checking account with an average monthly collected balance of $1,000.00 or more or combined monthly account balances of $2,500.00 or more. A fee of $6.95 will apply in any month in which you do not meet one of the qualifying criteria.

Eagle Checking
Minimum to Open	$100.00
Interest Rate	None
Monthly Service Fee	$5.00 unless $500.00 average daily balance in Eagle Checking or $1,000.00 daily balance is maintained in regular savings account. No fee if Senior 65 or 62 on Social Security or Disabled.
Benefits	Unlimited Check Writing Privileges Free Introductory Check Order All Basic Checks Provided at No Charge for Seniors 65 or 62 on Social Security or Disabled Express Check Card Unlimited Cashier’s Checks, Money Orders Notary Service Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Online Bill Pay - No stamps, Less paper Overdraft Protection options provided through your savings, home equity line of credit, or South Side Bank credit card No Annual Fee VISA® (subject to credit approval) Internet Bill Pay is free if you have a South Side Bank loan or checking account with an average monthly collected balance of $1,000.00 or more or combined monthly account balances of $2,500.00 or more. A fee of $6.95 will apply in any month in which you do not meet one of the qualifying criteria

Eagle Plus
Minimum to Open	$1,000.00
Transaction Fees	$.25 for each debit in excess of 25 per month
Monthly Service Fee	$5.00 unless $1,000.00 minimum daily balance in Eagle Plus Checking or $2,500.00 in any interest-bearing account is maintained
Benefits	Introductory Check Order Express Check Card Unlimited Cashier’s Checks, Money Orders Notary Service Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Online Bill Pay – No stamps, Less paper Overdraft Protection options provided through your savings, home equity line of credit, or South Side Bank credit card No Annual Fee VISA® (subject to credit approval)

Eagle Advantage
Minimum to Open	$1,000.00
Monthly Service Fee	$5.00 unless $1,000.00 minimum daily balance in Eagle Advantage Checking or $2,500.00 in any interest-bearing account is maintained.
Benefits	Express Check Card Club Membership Privileges See Advantage Page for more Details Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Online Bill Pay – No stamps, Less paper Overdraft Protection options provided through your savings, home equity line of credit, or South Side Bank credit card No Annual Fee VISA® (subject to credit approval)

Eagle Preferred Money Market
Minimum to Open	$2,500.00
Transaction Limitations	Transfers to another account or to third parties by preauthorized, automatic, telephone, check, draft or similar order are limited to six per month.
Transaction Fees	We will impose a fee of $5.00 for each preauthorized, automatic, telephone transfer, check, draft or similar order in excess of six during a month.
Monthly Service Fee	$10.00 if minimum daily balance falls below $2,500.00
Benefits	24 Hour Banking Card Unlimited Cashier’s Checks, Money Orders Notary Service Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Checks are provided at no charge No Annual Fee VISA® (subject to credit approval)

Eagle Premium Money Market
Minimum to Open	$10,000.00
Transaction Limitations	Transfers to another account or to third parties by preauthorized, automatic telephone, check, draft, or similar order are limited to six per month.
Transaction Fees	We will impose a fee of $5.00 for each preauthorized, automatic, telephone transfer, check, draft or similar order in excess of six during a month
Monthly Service Fee	$10.00 if minimum daily balance falls below $10,000.00
Benefits	24 Hour Banking Card Unlimited Cashier’s Checks & Money Orders Notary Service 50% off Safe Deposit Box for One year (subject to availability) Free Travelers Checks Free Checking account with Free Online Banking & Bill Pay Internet Banking – View & Print Account Activity, Statements, Check Images, Transfer Funds Checks are provided at no charge No Annual Fee VISA® (subject to credit approval)

Eagle’s Nest Savings
Minimum to Open	$100.00
Transaction Limitations	Transfers by preauthorized, automatic or telephone are limited to six per month with no transfers by check draft debit card or similar order to third parties.
Transaction Fees	2 Free in person or preauthorized withdrawals, additional free withdrawals depending on tiered account balance We will impose a fee of $3.00 for each preauthorized, automatic or telephone transfer in excess of six during a month
Monthly Service Fee	$3.00 if minimum daily balance falls below $100.00
Benefits	24 Hour Banking Card Internet Banking – View & Print Account Activity, Statements, Transfer Funds No Annual Fee VISA® (subject to credit approval)

Minor Savings
Minimum to Open	$50.00
Transaction Limitations	Transfers by preauthorized, automatic or telephone are limited to six per month with no transfers by check draft debit card or similar order to third parties.
Transaction Fees	We will impose a fee of $3.00 for each preauthorized, automatic or telephone transfer in excess of six during a month No other fees will apply to minors (age 18 and under), provided an ATM card is not issued
Monthly Service Fee	Fees will not apply to minors (age 18 and under), provided an ATM card is not issued

Christmas Club Savings
Minimum to Open	$1.00
Transaction Fees	None
Monthly Service Fee	None

Health Savings
Minimum to Open	$100.00
Monthly Service Fee	None
Benefits	Express Check Card Internet Banking- View & Print Account Activity and Statements

Double Eagle
Minimum to Open	$3,000.00
Interest Rate	Yes (See Rates)
Monthly Service Fee	None
Benefits	One penalty free withdrawal during the first 10 days of each calendar quarter provided it is not within 6 days of account opening or a previous withdrawal.* Make Deposits Any Time – minimum $100.00 each Free Eagle Checking account for the life of the Double Eagle Quarterly statements may be combined with other South Side Bank accounts Internet Banking – View & Print Account Activity and Statements Interest Paid on Calendar Quarter by capitalization or transfer to South Side Bank account Tied to 26 week (6 month) Treasury Bill Rate** minus ¼%, adjusted weekly All withdrawals not made within the first ten days of the calendar quarter will be subjected to an early withdrawal penalty. *As published in the Wall Street Journal after weekly auction.

Certificates of Deposit
Minimum to Open	$1,000.00 to $10,000.00 Depending on Term
Interest Rate	Yes (See Rates)
Monthly Service Fee	None
Benefits	Terms vary from 7 Days to 60 Months Deposit the Interest to your South Side Bank Checking Account Combined Statement with our Checking account for a Monthly update Internet Banking – View & Print Account Activity and Statements

Individual Retirement Accounts (ROTH or Traditional)
Minimum to Open	$25.00 to $10,000.00 Depending on Term
Interest Rate	Yes (See Rates)
Monthly Service Fee	None
Benefits	Terms vary from 18 Months to 60 Months Combined Statement with your Checking account for a Monthly update Internet Banking – View & Print Account Activity and Statements Save additional funds for your Retirement

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