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Serving your community for nearly 100 years!

Consumer Loans

Auto Loans Apply Now

Whether you are buying a new or used car, a South Side Bank auto loan can provide you with all the benefits to make buying that car as easy and enjoyable as possible. We offer competitive rates and terms. Our fast and efficient service can place you in your new auto within 24 hours. 

Rates for October 20, 2014

Product Description

Interest Rate as Low as

APR* as Low as

Payment per $1,000

New Auto Loans

60 Months

3.25%

3.443%

$18.08

72 Months

3.49%

3.653%

$15.41

Used Auto Loans

2013 & 2012, 60 months

3.49%

3.684%

$18.19

2013 & 2012, 72 months

3.49%

3.653%

$15.41

2011 & 2010, 60 months

3.75%

3.944%

$18.30

2009 & 2008, 48 months

4.25%

4.491%

$22.69

2007 & Older, 36 months

4.75%

5.068%

$29.86

 * Annual Percentage Rate (APR)*

* Fixed APR current as of date displayed. Your final rate/APR can sometimes be different than what you see on the southsidebank.com website and there are specific reasons. The “as low as” rates/APR’s listed on our website are assuming excellent credit history. The final contract rate you receive after you have completed your application is calculated according to: Your Credit Rating, Loan Terms (number of months) and Type of Purchase (new, used). The final APR you receive is calculated the same as your contract rate but includes a Vendor Single Interest fee of $20.00 and a loan origination fee of $75.00. Assume you will borrow $19,905.00 and there is a $95.00 prepaid finance charge for a total loan of $20,000.00. The calculated APR on a 5-year loan with an interest rate of 3.25% would be 3.44% with payments of $361.61.

Boats, RV & Motorcycle Loans Apply Now

We have made financing easy and affordable.  South Side Bank can make that dream become a reality.  We offer financing for pleasure crafts and RV's of all shapes and size.  

South Side Bank offers a 0/25% discount on all boat, RV, and motorcycle loans if your monthly payment is automatically deducted from a South Side Bank account.

 

Rates for October 20, 2014

Product Description

Interest Rate as Low as

APR* as Low as

Payment per $1,000

Motorcycles

New Motorcycles, 60 months

5.990%

6.188%

$19.33

Used 2007 & newer 60 months

6.490%

6.689%

$19.56

2006 & older 36 months

6.990%

7.312%

$30.87

Boats and RVs

New 84 months

4.750%

4.893%

$14.02

New 120 months

5.250%

5.357%

$10.73

Used 84 months

5.000%

5.143%

$14.13

Used 120 months

5.500%

5.604%

$10.85

 *Fixed APR current as of date displayed. Your final rate/APR can sometimes be different than what you see on the southsidebank.com website and there are specific reasons. The “as low as” rates/APR’s listed on our website are assuming excellent credit history. The final contract rate you receive after you have completed your application is calculated according to: Your Credit Rating, Loan Terms (number of months) and Type of Purchase (new, used). The final APR you receive is calculated the same as your contract rate but includes a loan origination fee of $75.00 and Vendor Single Interest fee of $20.00. Assume you will borrow $19,905.00 and there is a $95.00 prepaid finance charge for a total loan of $20,000.00. The calculated APR on a 5-year new motorcycle loan with an interest rate of 5.99% would be 6.188% with payments of $386.56

Home Equity Loans Apply Now

Let the equity in your home work for you. South Side Bank has Home Equity Loans that can give you financial freedom. It's your money, and more economical than using credit cards and often less expensive than most other forms of credit. In addition, a Home Equity Loan may provide significant tax advantages. Consult your tax advisor.

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